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	<title>Heritage Law Blog &#187; Estate Planning</title>
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		<title>Designating a Beneficiary of your Tax-Free Savings Account (TFSA)</title>
		<link>http://www.bcheritagelaw.com/blog/estate-planning/designating-a-beneficiary-of-your-tax-free-savings-account-tfsa/</link>
		<comments>http://www.bcheritagelaw.com/blog/estate-planning/designating-a-beneficiary-of-your-tax-free-savings-account-tfsa/#comments</comments>
		<pubDate>Mon, 11 Jan 2010 04:50:45 +0000</pubDate>
		<dc:creator>Tanya Murray</dc:creator>
				<category><![CDATA[Estate Planning]]></category>

		<guid isPermaLink="false">http://www.bcheritagelaw.com/blog/?p=625</guid>
		<description><![CDATA[You may be in the process of topping up your tax-free savings account or TFSA with the additional $5,000 contribution permitted for 2010.  However, have you designated a beneficiary on your TFSA account?  Designating a beneficiary is a smart thing to do in most circumstances to potentially reduce income taxes and probate fees [...]]]></description>
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		<title>Estate &amp; Elder Mediation</title>
		<link>http://www.bcheritagelaw.com/blog/estate-planning/estate-elder-mediation/</link>
		<comments>http://www.bcheritagelaw.com/blog/estate-planning/estate-elder-mediation/#comments</comments>
		<pubDate>Tue, 22 Dec 2009 01:06:31 +0000</pubDate>
		<dc:creator>Nicole Garton-Jones</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Estate Administration]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[mediation]]></category>

		<guid isPermaLink="false">http://www.bcheritagelaw.com/blog/?p=607</guid>
		<description><![CDATA[Why is mediation often a better path to conflict resolution than litigation, particularly when it comes to family law and similar issues?]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Mutual Wills and Mutual Will Agreements</title>
		<link>http://www.bcheritagelaw.com/blog/estate-planning/mutual-wills-and-mutual-will-agreements/</link>
		<comments>http://www.bcheritagelaw.com/blog/estate-planning/mutual-wills-and-mutual-will-agreements/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 18:53:38 +0000</pubDate>
		<dc:creator>Steve Andrea</dc:creator>
				<category><![CDATA[Estate Planning]]></category>

		<guid isPermaLink="false">http://bcheritagelaw.net/?p=562</guid>
		<description><![CDATA[What is a Mutual Will?
The starting point for any discussion on wills is that a person may always revoke his or her Will.  This may even happen unintentionally, as each time you marry, law dictates that your Will is revoked.
A mutual Will is a binding agreement that parties will dispose of property by a [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Why Do I Need a Will?</title>
		<link>http://www.bcheritagelaw.com/blog/estate-planning/why-do-i-need-a-will/</link>
		<comments>http://www.bcheritagelaw.com/blog/estate-planning/why-do-i-need-a-will/#comments</comments>
		<pubDate>Mon, 05 Oct 2009 23:55:53 +0000</pubDate>
		<dc:creator>Tanya Murray</dc:creator>
				<category><![CDATA[Estate Planning]]></category>

		<guid isPermaLink="false">http://bcheritagelaw.net/?p=541</guid>
		<description><![CDATA[Considering what will happen to your property and affairs when you die may be an uncomfortable topic.  Or perhaps you are thinking that there are laws in place that will take care of these things, so you don’t have to worry about it.  Or you just can’t find the time to get around [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Transferring a Primary Residence to a Discretionary Trust</title>
		<link>http://www.bcheritagelaw.com/blog/estate-planning/transferring-a-primary-residence-to-a-discretionary-trust/</link>
		<comments>http://www.bcheritagelaw.com/blog/estate-planning/transferring-a-primary-residence-to-a-discretionary-trust/#comments</comments>
		<pubDate>Tue, 25 Aug 2009 05:55:14 +0000</pubDate>
		<dc:creator>Nicole Garton-Jones</dc:creator>
				<category><![CDATA[Estate Planning]]></category>

		<guid isPermaLink="false">http://bcheritagelaw.net/?p=479</guid>
		<description><![CDATA[
Where both spouses (or common partners) are potentially exposed to creditors (i.e. where they are professionals or partners in a business), it may be appropriate for them to transfer the principal residence to an inter vivos discretionary trust. An inter vivos trust is one that is created during your lifetime. A discretionary trust is a [...]]]></description>
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		<title>Alter Ego and Joint Partner Trusts</title>
		<link>http://www.bcheritagelaw.com/blog/estate-planning/alter-ego-and-joint-partner-trusts/</link>
		<comments>http://www.bcheritagelaw.com/blog/estate-planning/alter-ego-and-joint-partner-trusts/#comments</comments>
		<pubDate>Mon, 24 Aug 2009 15:31:31 +0000</pubDate>
		<dc:creator>Nicole Garton-Jones</dc:creator>
				<category><![CDATA[Estate Planning]]></category>

		<guid isPermaLink="false">http://bcheritagelaw.net/?p=471</guid>
		<description><![CDATA[
If there appears to be a significant risk that a spouse or children will challenge your will or distribution of your estate after the time of your death, you should consider using an alter ego or joint partner trust, which are trusts you create during your lifetime which set out the distribution of trust assets [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Estate Planning for Blended Families: Carefully Balancing Interests</title>
		<link>http://www.bcheritagelaw.com/blog/estate-planning/estate-planning-for-blended-families-carefully-balancing-interests/</link>
		<comments>http://www.bcheritagelaw.com/blog/estate-planning/estate-planning-for-blended-families-carefully-balancing-interests/#comments</comments>
		<pubDate>Fri, 21 Aug 2009 18:53:20 +0000</pubDate>
		<dc:creator>Nicole Garton-Jones</dc:creator>
				<category><![CDATA[Estate Planning]]></category>

		<guid isPermaLink="false">http://bcheritagelaw.net/?p=458</guid>
		<description><![CDATA[
Blended families are families where one or both spouses (or common-law partners) have been in a previous relationship, and have children from that relationship.
 
A blended family cries out for pro-active estate planning.  The failure to engage in such planning increases the likelihood that someone will seek redress from the courts in the event of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Marriage Agreements and Cohabitation Agreements: The Facts</title>
		<link>http://www.bcheritagelaw.com/blog/estate-planning/marriage-agreements-and-cohabitation-agreements-the-facts/</link>
		<comments>http://www.bcheritagelaw.com/blog/estate-planning/marriage-agreements-and-cohabitation-agreements-the-facts/#comments</comments>
		<pubDate>Fri, 21 Aug 2009 00:14:44 +0000</pubDate>
		<dc:creator>Nicole Garton-Jones</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Family Law]]></category>

		<guid isPermaLink="false">http://bcheritagelaw.net/?p=417</guid>
		<description><![CDATA[Marriage Agreements (for Married Spouses)
Division of property between spouses on a marriage breakdown in B.C. is governed by Part 5 of the Family Relations Act, R.S.B.C. 1996, c. 128 (&#8220;FRA&#8220;). Without a marriage agreement, assets that qualify as family assets are presumptively owned and divisible equally between spouses. This presumption of equal ownership and division [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Estate Planning for Tax Avoidance: Testamentary Trusts</title>
		<link>http://www.bcheritagelaw.com/blog/estate-planning/estate-planning-for-tax-avoidance-testamentary-trusts/</link>
		<comments>http://www.bcheritagelaw.com/blog/estate-planning/estate-planning-for-tax-avoidance-testamentary-trusts/#comments</comments>
		<pubDate>Fri, 14 Aug 2009 06:57:28 +0000</pubDate>
		<dc:creator>Nicole Garton-Jones</dc:creator>
				<category><![CDATA[Estate Planning]]></category>

		<guid isPermaLink="false">http://bcheritagelaw.net/?p=393</guid>
		<description><![CDATA[
A trust is a relationship among 1) a settlor (or testator in the case of a trust contained in a Will) who sets up the trust; 2) one or more trustees who hold legal title to assets; and 3) one or more beneficiaries who are entitled to the benefit of assets. Unlike a corporation, a [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Specialized Estate Planning for a Disabled Beneficiary: A Discretionary Trust Will</title>
		<link>http://www.bcheritagelaw.com/blog/estate-planning/specialized-estate-planning-for-a-disabled-beneficiary-a-discretionary-trust-will/</link>
		<comments>http://www.bcheritagelaw.com/blog/estate-planning/specialized-estate-planning-for-a-disabled-beneficiary-a-discretionary-trust-will/#comments</comments>
		<pubDate>Fri, 14 Aug 2009 06:33:29 +0000</pubDate>
		<dc:creator>Nicole Garton-Jones</dc:creator>
				<category><![CDATA[Estate Planning]]></category>

		<guid isPermaLink="false">http://bcheritagelaw.net/?p=388</guid>
		<description><![CDATA[
A testamentary trust is a trust that is set up in a will and takes effect after the death of the settlor. A discretionary trust is a trust set up where the beneficiary doesn’t have control over the money in the trust. The trustees make all of the spending decisions. The trustees can be family [...]]]></description>
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